What is debt consolidation?
What is a debt consolidation loan? A debt consolidation loan is a way to combine all your debts – including credit card, personal loans, store
19th December 2024
Insights
Harnessing your professional brand in a world of AI
Artificial Intelligence (AI) technology is becoming more prevalent in our society and although there are many early adopters of AI, there is still a very
19th December 2024
Online shopping
Online shopping can be a convenient way to buy the things you want. Get the most out of internet shopping by staying safe online. How
16th December 2024
The interest rate cuts happening behind the scenes
Interest rates are officially on hold, but unofficially they’re not. Don’t expect an official rate cut anytime soon. That was the latest message from the
16th December 2024
The global 60/40 portfolio: Steady as it goes
Returns for the global 60/40 portfolio are positive again, reaffirming its benefits. A globally diversified portfolio of 60% stocks and 40% bonds declined by about
9th December 2024
Save for an emergency fund
An emergency fund is money you save to cover urgent or unexpected costs. This could be car repairs, unexpected travel or an urgent medical bill.
25th November 2024
Are you an impulsive spender?
Characteristics of impulsive spenders A ‘money mindset’ is a way of thinking about personal finance. Your money mindset can change over time, and it may
25th November 2024
Adding bonds to your investment mix
Bonds can play an important role in investment portfolios, but what exactly are they, what are their benefits, and how do you invest in them?
25th November 2024
Upsizing, downsizing and rightsizing: Finding the best fit
We’ve all heard about downsizing and upsizing, but what about rightsizing? ‘Rightsizing’ is used for when you find the right fit for you. In property
25th November 2024
Choosing a credit card
If you’re struggling to pay your bills, a new credit card may not be the best move. See managing debt for other options. How to get the
25th November 2024
Super contributions
If you’re employed, your employer should be paying a percentage of your earnings into your super account. It’s worth checking to make sure you’re being
18th November 2024
A rear-vision roadmap to greater retirement heights
Future investment returns are unknown, but past returns are a guide for retirement. If you’re a member of a superannuation fund, for all intents and
18th November 2024